A mobilization against expensive motor insurance was convened for Saturday, 26 September in Piazza del Carmine in Naples.
The initiative was promoted by the committee "Assicuriamoci di essere tutti uguali." According to local press reports, the protest targeted both high RC Auto premiums and high fuel prices, and called for structural measures rather than only temporary relief.
At the center of the protest is a proposal for a Tariffa Unica Nazionale for virtuous motorists — drivers who do not cause accidents. The proposal is presented by its supporters as a response to territorial differences in RC Auto pricing. It is not documented in the available sources as a measure already approved or in force.
Reports of the initiative name Francesco Emilio Borrelli and Cosimo Merolla among the participants or supporters. The available sources do not provide a verified attendance figure for the gathering in Piazza del Carmine.
The protest links insurance costs to fuel costs. Organizers and supporters argue that the two issues should be addressed together through longer-term intervention, rather than treating insurance and fuel prices as separate or short-term problems.
Some context comes from the Italian insurance supervisor, IVASS. For the companies it supervises, IVASS reports that RC Auto and marine premiums reached 13 billion euros in 2024. The average premium rose by 7% to 338 euros, while the average claim cost rose by 6.8% to 5,422 euros. The validated research summary also places Naples and Caserta among the provinces with high per-policy margins despite high claims frequency.
Those IVASS figures describe averages for supervised companies. They do not by themselves establish the premium paid by every driver in the province of Naples, nor do the sources quantify what saving, if any, the proposed single national rate would produce.
For readers unfamiliar with the system, RC Auto is compulsory insurance for motor vehicles in Italy. It covers material damage or injury caused to third parties, within the limits of the policy ceiling.
What remains unresolved is also important. The sources do not show that territorial price differences are caused exclusively by residence, and they do not present a complete historical series for fuel prices. The fuel prices cited in connection with the protest refer to the period around the mobilization.
In short, the Naples initiative asks for equal treatment for drivers with clean records: the same national rate for those who do not cause accidents, regardless of where they live, alongside broader action on motoring costs.
