According to an interview in Il Mattino, Matteo De Lise, president of the Ordine dei commercialisti di Napoli, warns that over-indebtedness is straining many families and businesses in Campania and urges people in difficulty to seek qualified help early.
What the interview reports
The interview focuses on household and business debt in Campania. It states that 21% of the region's families live in relative poverty and that 40% face a risk of poverty or social exclusion.
It also reports an average household income of approximately 2,200 euros, with around half absorbed by debt repayments. The article does not identify the datasets or methods behind these poverty, income, credit, and business-payment figures, so they should be read as reported figures rather than independently verified data.
Why debts grow
The article points to unexpected expenses, including medical costs and accidents, as well as spending connected with ceremonies such as baptisms and communions, as possible causes of increased borrowing.
It says recent measurements recorded a 5% increase in demand for credit. For businesses, it reports that late payments increased from 10% to approximately 14%, while business indebtedness rose by around five percentage points.
Warning signs and available procedures
The article identifies repeatedly taking out new loans to cover previous debts as a warning sign of over-indebtedness.
It states that businesses may use instruments such as negotiated crisis resolution, while households may access debt-relief procedures subject to legal requirements. The eligibility requirements and practical steps are not detailed in the reporting, and readers would need to consult a qualified professional for an assessment of their own situation.
De Lise advises people in debt to seek timely help from qualified professionals and to avoid illegal lending channels that could expose them to usury.
Where to get help in Naples
The Naples accountants' association operates a help desk for over-indebted families, according to Il Mattino. The primary article states that it is available on Fridays at the Order's headquarters in Piazza dei Martiri.
The reporting does not provide the appointment procedure, telephone number, email address, or exact opening hours. Readers should verify arrangements directly with the association before going.
